Not so super – only half of us are ready for retirement
Only half the Australian working population is ready for retirement – and the numbers are worse for women. A retirement readiness index compiled by financial advisory company Mercer after looking at 18...
View ArticleRents: Relief on its way
Evidence continues to show that the oversupply of new apartments around Australia is putting downward pressure on rents, tilting the balance in favour of tenants over landlords. This week it was the...
View ArticlePayday Loans: do they work?
Payday loans had a pretty bad name. In many cases, deservedly so. They charged enormous interest because they gave credit to our poorest families. And they often had to chase the most vulnerable for...
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Want to buy? Try Adelaide, Brisbane or Hobart
While many homebuyers and house hunters watch the Melbourne and Sydney markets, waiting on the sidelines and hoping for prices to come off the boil, the mood is much more optimistic in other states....
View ArticleInvest in Bondi, brick by brick
Real estate in the iconic beachside suburb of Bondi has been out of the reach of most Australians for many years. Or it has been out of reach, until an innovative new scheme hit the market recently...
View ArticleGetting ahead in a flat market
Remember when you looked forward to your salary rise, and even built it into your plans to pay off you home loan? Been a while since that happened, right? Perhaps these days you just feel you always...
View ArticleThe new changes to paid parental leave
Last year the government announced cuts to the paid parental leave scheme starting in January next year. So far though, the coalition has not been able to get the legislation through the senate....
View ArticleDown they go. Big bank cuts deposit rates
When they faced the Parliamentary enquiry, several of the big bank chiefs justified their higher mortgage rates by saying they wanted to keep deposit rates up and reward savers. Amid great fanfare,...
View ArticleThe name is bond – fixed income bond
In the last James Bond movie, the most famous secret agent is made to feel his age and question his usefulness. A quick look at the bonds market in Australia may make some investors feel it has a lot...
View ArticleListed Property – time for a rebound?
While the market for direct residential property in Australia has been going gangbusters in 2016, the same can’t be said for commercial and industrial property listed on the Australian Sharemarket. Not...
View ArticleInterest rates. Time to get fixed?
Several commentators have called an end to the current cycle of low interest rates, and suggested that they will start to move higher in 2017. So if you have a mortgage, does this mean that you should...
View ArticleBuyers from China – the fate of the apartment market?
Harry Triguboff, who heads up Australia’s biggest apartment builder Meriton, says talk of an oversupply is nonsense. But this won’t bring much relief to those worried about their off-the-plan...
View Article5 ways to save today
Play the banks at their own game Australia’s major banks are keen for your business – and so are their smaller counterparts. There are sign up bonuses and special interest offers. So remember: banks...
View ArticleIt may be time to get off the coal investment rollercoaster
If you’ve taken a ride on coal shares in the last few months, it might be time to get off, if you haven’t already. The unexpected ‘coal boom’ prompted by restrictions on Chinese coal production created...
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Get your own personal financial assist… on your phone!
Being time poor is no longer a good reason not to keep your finances in order. Check out the new app from MoneyBrilliant that is like having a personal financial assistant in your pocket....
View ArticleSuper Changes. An end to uncertainty (for a while)
One thing which markets, investors, and ordinary householders hate is uncertainty, and the good news this week is that the Government’s changes to superannuation are now set in stone. Federal...
View ArticleJobs of the future
Hoverboard salesman? Flying car technician? Augmented reality designer? Just what are the jobs of the future? Knowledge intensive services are where the action is really expected to be, with the...
View ArticleAsk us your questions
Everyone needs help with their personal financial dilemmas sometime. Now MoneyTalk can help by providing you with a platform to ask your fellow members – or get assistance from a professional adviser....
View ArticleThe Government could be targeting Seniors’ tax benefits – would you be affected?
A new report written by the Grattan Institute makes recommendations to the Federal Government about reducing three tax breaks for older Australians, meaning about $1 billion a year could be saved. The...
View ArticleChristmas presents. Credit cards, loan or lay-by?
So Christmas is coming and even though you have been putting a little bit aside to buy presents for friends and families, you still don’t have enough to buy these gifts outright. With the big day less...
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